So, we're about to do a nose dive off a 'Fiscal Cliff' Yikes!!! One way you could save a few bucks in 2013 and still looks stylish is to color you hair at home. BUT, experts say you should observe some of these handy tips...

• If you're more than 25% gray or want to lighten your natural color you must choose a permanent color formula – not semi or demi permanant.
   
• For best results stay within two shades of your natural tone.
   
• The fine hairs around your face absorb color more quickly so be sure to give more processing time to the back of your head.
   
• If you make a serious mistake and hate the shade you choose, use Color Oops to undo the damage – and it only costs about 12 bucks! (Redbook)